AITA?

2021.12.06 11:32 RealThotBot AITA?

I (24F) accidentally swallowed my wife (34F) shoes. That's about it, see ya.
submitted by RealThotBot to TheTwistedReddit [link] [comments]


2021.12.06 11:32 STEVE_HOLT___ How do I make the most of my new job in as a manufacturing engineer?

So I'm about to start my new job as a manufacturing engineer, but I really want to know how to make the most of it.
The company doesn't pay for higher education, but the department does pay for almost any relevant cert / training. Besides the obvious like a six sigma belt or CAD training, what should I be looking at?
Also, I have a chemical engineering degree and I'm about to get my first engineering experience in manufacturing. What things would be most useful to learn on the job to further my career? What type of options would I even have (besides other manufacturing engineering jobs) as someone with a ChemE background but with manufacturing experience?
One last thing. So my company basically gave me a choice between manufacturing engineering and process improvement and I ended up choosing manufacturing, but mainly do to preferring the management. Was this a bad choice considering I have a ChemE degree? I hear that they're pretty similar in terms of what you actually do but I'm stressing over whether I made a wrong choice or not( at least in terms of future career development). This isn't really relevant to the overall question of my post but I'm really curious and don't really have anyone to ask.
Any response is appreciated. Thanks!
submitted by STEVE_HOLT___ to AskEngineers [link] [comments]


2021.12.06 11:32 legacim No Perrin in this book?

I'm only on chapter 16 but I want to know if Perrin's story will continue on this book or it will center more on the rest of the cast, last book got me hooked on wolf's boy story
submitted by legacim to WoT [link] [comments]


2021.12.06 11:32 y_angelov AT&T vs Verizon vs T-Mobile: Are they worth the investment?

Video Summary: https://youtube.com/watch?v=qWw418Ihc64&feature=share
The next step for telecommunications around the world is 5G. In the US, the three largest providers in the field are Verizon, T-Mobile and AT&T. The question here is can they offer us a good return on our investment? The obvious choice for industries like telecommunications are the biggest players in the country. Like I said, in the US those players are Verizon, T-Mobile and AT&T so lets dig in and find out which one has the best bullish case.
Operations Lets start with operations. The amount of wireless subscribers is probably the most important metric to look at because it gives us a good idea of whether the operations of the companies are actually expanding. Plus, it is the main and biggest source of revenue for all three of these companies. Verizon has the most subscribers, currently sitting at 121.3 million, followed by T-Mobile with 104.8 million and AT&T with 97.8 million. Verizon acquired TracFone last year, which boosted their subscriber numbers, but apart from that there was no massive change in subscribers for any of the companies. Verizon has also recently broken the record for most awarded brand by JD Power for Wireless Network Quality with 27 consecutive number one awards. Good product quality is always important so that's a positive for Verizon in my books. Plus, they literally service 99% of the Fortune 500 companies and have partnerships with tech leaders like Amazon, Microsoft and Google. Right now, it seems like the main priority for all three companies is to improve their 5G network and capability. T-Mobile is the leader in 5G with best download speeds and highest coverage of 295 million having access to its 5G services, out of which 140 million people having access to its fastest service . AT&T's fast 5G coverage is only half T-Mobile's and Verizon is lagging behind with only a quarter of the fast 5G coverage of T-Mobile although their total coverage is similar to T-Mobile's. However, AT&T's 5G has a partnership with Microsoft Azure and Verizon's 5G has partnered with AWS. Such partnerships with major cloud providers are definitely a plus.
Verizon had Verizon Media which comprised of brands like AOL and Yahoo, but Verizon sold its media assets to a private equity company called Apollo Global Management on the 1st of September. The media business was a relatively fast-growing part of Verizon so I'm personally not the biggest fan of that sale. Still, Verizon Media made up only 6.2% of Verizon's total revenue in Q2 so it is a fairly small segment, but it will affect Verizon's revenue and profit going forward. In comparison, AT&T owns Warner Media so you can tell it is a much bigger chunk of its revenue at 21.2% in the third quarter of 2021. They own HBO and HBO Max which have seen an additional 12.5 million subscribers in the past year to a total of 69.4 million subscribers globally. Unfortunately, the gains there were offset by less cinema screenings over the past year although things are obviously picking back up again and we should see better results in the next quarters. Some more bad news, AT&T will be spinning off Warner Media in mid-2022 so that means a big chunk of revenue will be lost next year! I think this will end up badly for AT&T, especially since Warner Media is one of their more profitable segments! Putting that aside, other revenue sources include wireless equipment sales which make up 16.3% of Verizon's revenue, 12.7% of AT&T's revenue and 23.8% of T-Mobile's revenue. Even though it's a big chunk of T-Mobile's revenue, the company actually saw a 5.9% decrease in wireless equipment sales while AT&T saw an 11.4% increase and Verizon saw a massive 30% jump in equipment revenues, which is another plus for Verizon although the question here is whether they can actually keep that up.
Revenue and Earnings Alright, so we now have a good idea of what operations Verizon, AT&T and T-Mobile have. What does their revenue and earnings look like though? AT&T has the biggest revenue at $39.9 billion in Q3 of 2021, down 5.7% from last year. Their total revenue for the last 12 months stands at $173.6 billion, which is almost identical to the same period last year, meaning there was no growth. Verizon follows in second place with a $32.9 billion revenue in Q3 of 2021, up 4.3% from last year. Their total revenue for the last 12 months stands at $134.2 billion which is slightly up compared to the same period last year when they had a revenue of $128.4 billion. Finally, T-Mobile brought in a revenue of $19.6 billion in Q3 of 2021 compared to $19.3 billion last year. Last year, T-Mobile saw a massive jump in revenue which was mainly because of their merger with Sprint which closed on 1st April last year, but the growth since then has been much slower. For the last 12 months, T-Mobile's revenue was $79.7 billion up from $60 billion last year, but again that's because of the two companies merging. Overall, Verizon and AT&T have seen a relatively small revenue growth over the last 5 years, less than 2% per year, and they only expect a 1% revenue increase next year. In comparison, T-Mobile's revenue has doubled since 2016, which is massive compared to Verizon and AT&T, but again only a small revenue increase of under 3% is expected next year. What about their earnings though? Verizon have the best net margins at 16.4% which have doubled from an 8% in 2015. Plus, Verizon raised their EPS guidance for 2021 by almost 5%. AT&T's normal margins sit at around 9% although they've had a 0.7% net margin in the past year which are due to write-offs and impairments surrounding their media business. Finally, T-Mobile have the lowest margins with 4.2% right now although their historical average is about 5 or 6%. T-Mobile also have a negative free cash flow unlike the other two, which is a bit concerning. It's not a one-off either as they haven't had a positive free cash flow since 2016! That is most likely due to their faster expansion because telecommunications is extremely capital-intensive, but it is still worrying to see that with T-Mobile. In 2022, AT&T is expected to see a 4.4% drop in earnings while Verizon's earnings are expected to stay essentially flat with only a 0.3% earnings growth, but T-Mobile is looking at a 39.2% earnings growth although that follows after a drop of 32% in 2021. I personally don't think we will see such a big growth from T-Mobile and, to be fair, analysts have been reducing their expectations, too. There are just a lot of uncertainties in the market and the economy and a lot can change over the next year.
Financial Health We can see that these companies are making a lot of cash, but how healthy are their financials? What does their debt look like? Well, surprisingly, AT&T has the lowest debt-to-equity ratio with a 100%, followed by T-Mobile with 106% and finally Verizon with 191.8%! However, Verizon has the lowest effective interest rate with only 1.88% compared to 3.07% for T-Mobile and 3.31% for AT&T. What that means is that even though Verizon has exactly twice the debt of AT&T, their interest payments actually are not that much higher! Also, telecommunications is a very capital-intensive business so this type of debt levels are actually normal for the industry. None of the three companies has substantial cash and none of them can cover their current liabilities with their current assets. However, their quick ratios are just under 1 so the situation is not that bad.
Dividend Before we move to the valuation, we need to look at the dividend. Telecom stocks are not typically fast growers so their dividend is important to investors. AT&T has the highest dividend at 9.4%, but they are expected to cut it by almost half next year following the sale of Warner Media. Verizon follows with a 5.1% dividend while T-Mobile does not pay a dividend at all! Both AT&T and Verizon pay a higher-than-average dividend. Both of them have increased their dividend every year over the last 10 years although Verizon is the company that can actually afford to pay it. Their payout ratio is 47% whereas AT&T's one is massive, 1,578% although that's skewed due to the write-offs I mentioned earlier. Still, AT&T has a historically higher payout ratio than Verizon so that's worth keeping in mind. Lets also take a look at share buybacks since they are another way of returning money to shareholders. Verizon and T-Mobile have not bought back any shares in the last 3 years, but AT&T has actually reduced their number of outstanding shares by 2.5% since 2018.
Valuation Okay, we've covered the dividend so lets value the companies. Are they cheap right now? Looking at their current PE, we can see that Verizon is the cheapest with 9.5, followed by T-Mobile with 39.8 and AT&T with 168.2. Obviously, the current PE can be misleading, but if we take a look at their forward PE, we see that AT&T is the cheapest with only 7.3, followed by Verizon with 9.6 and T-Mobile with 32. In terms of the Price-to-earnings-growth ratio, T-Mobile is the cheapest with a 1.11, followed by Verizon with 2.9 and AT&T with 9.6. Finally, AT&T is the cheapest in terms of book value with a PB ratio of 1.04, T-Mobile follows with 2.07 and Verizon with 2.93.
Conclusion How can we interpret all of this? Well, AT&T seems to be the cheapest out of the three stocks right now, followed by Verizon. T-Mobile is massively overvalued right now, most likely by investors betting on T-Mobile dominating the 5G market. I honestly cannot see the bullish case for T-Mobile though. Even if they completely dominate the 5G market, they still have such low margins, negative free cash flow and a lot of costs related to capital expenditure. I just don't see them justifying this high price any time soon, definitely not in the next 2 or 3 years. Despite being cheap, AT&T is also a no-go in my books. Why? Their main selling point is their dividend. AT&T will be cutting this in half while also selling their high margin Warner Media subsidiary. Essentially, there is no point to hold them for the dividend and they will also lag behind in revenue and profits so there is no value play there either. It just seems like their best days are behind them. They currently trade for $22.2 which is half of their all-time high back in July 1999. 22 years ago! They have not been able to come close to that price and, in my opinion, they will not do that in the next 5 years. Definitely not worth the investment. You can just stick your money in an index fund and you will get much better returns without having to do more than 5 minutes of research. Plus, AT&T's price is likely to drop further once the Warner Media sale is closed and their dividend drops. The only good purchase here is Verizon. They have a solid dividend, decent margins, they can provide stability during volatile markets. However, they are not expected to grow much. No growth typically equals no jump in price. We can value their free cash flow as much as we want, but if investors don't buy the stock, the price will lag behind the S&P. Still, I think there is a case for Verizon if we see continued inflation or an increase in interest rates. As I said, Verizon's dividend is also solid, which is great for income portfolios or for balancing out your risk. However, if you are looking for price appreciation, a simple US index fund like SPY or VGT will probably outperform Verizon.
What do you think about Verizon, AT&T and T-Mobile?
Video Summary: https://youtube.com/watch?v=qWw418Ihc64&feature=share
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2021.12.06 11:32 GregBuckingham A quick poll on skull tricking. Has it happened to you?

Just curious
View Poll
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2021.12.06 11:32 Boysenberry_Tart I found this in my fiddle leaf fig, in Melbourne Australia. I suspect it is a mealy bug, but it also looks like a white wax scale. Second photo shows it turning orange when I sprayed neem oil.

I found this in my fiddle leaf fig, in Melbourne Australia. I suspect it is a mealy bug, but it also looks like a white wax scale. Second photo shows it turning orange when I sprayed neem oil. submitted by Boysenberry_Tart to whatsthisbug [link] [comments]


2021.12.06 11:32 ansonanson Hope this patrol horse brightens your day as well

Hope this patrol horse brightens your day as well submitted by ansonanson to CasualUK [link] [comments]


2021.12.06 11:32 yeeperson IG Story- Cozy winter meals ❄️ Homemade cocoa and pork curry ✨

IG Story- Cozy winter meals ❄️ Homemade cocoa and pork curry ✨ submitted by yeeperson to kingkogi [link] [comments]


2021.12.06 11:32 Cicerothesage Grandma thinks this is funny

Grandma thinks this is funny submitted by Cicerothesage to forwardsfromgrandma [link] [comments]


2021.12.06 11:32 mac_rmm Portland Trade Offer for CJ

"Sources say the Trail Blazers, under Olshey, discussed the framework of a trade for Simmons, moving CJ McCollum, a first-round draft pick and a young player such as Nassir Little or Anfernee Simons to Philadelphia. The 76ers, sources said, at one point asked the Trail Blazers for McCollum and multiple draft picks and multiple draft swaps, which Portland rejected. Olshey maintained significant confidence in the roster he constructed. Now, it’s unclear if there’s a deal to be had with the 76ers."
If you could squeeze another first from them, get Simons, and maybe swap Green or other filler for Covington, I don't think that would be a bad deal. May need further roster construction but I like getting Simon's in addition to CJ
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2021.12.06 11:32 GuardBloon RT @Bubblandstuff: Footage courtesy of @jaredbfencer. @SuperbossGames https://t.co/05EXPOy8Dx

RT @Bubblandstuff: Footage courtesy of @jaredbfencer. @SuperbossGames https://t.co/05EXPOy8Dx submitted by GuardBloon to Intruder [link] [comments]


2021.12.06 11:32 Advanced-Total-1147 Story mfg. is bringing handcrafted sustainability to streetwear

Story mfg. is bringing handcrafted sustainability to streetwear submitted by Advanced-Total-1147 to streetwear_aesthetic [link] [comments]


2021.12.06 11:32 kpete42 Tracy Wolfson - CBS Sports

Tracy Wolfson - CBS Sports submitted by kpete42 to hot_reporters [link] [comments]


2021.12.06 11:32 NFTkoltn GAMEPLAY DEV 64 Soldiers - NFT PROJECT

GAMEPLAY DEV 64 Soldiers - NFT PROJECT submitted by NFTkoltn to NFTCollect [link] [comments]


2021.12.06 11:32 Glad-Improvement-106 When 2 become 9 🤣

submitted by Glad-Improvement-106 to germanshepherds [link] [comments]


2021.12.06 11:32 XboxOneDad The back side of a $500 Golden Certificate.

The back side of a $500 Golden Certificate. submitted by XboxOneDad to mildlyinteresting [link] [comments]


2021.12.06 11:32 princess_puffpuff A cheetah and his companion dog have grown up together

A cheetah and his companion dog have grown up together submitted by princess_puffpuff to FromKittenToCat [link] [comments]


2021.12.06 11:32 wosime29 Good gaming mouse? Need some of your insights

Hi guys, hope everything is going great for you who are reading this! I'd just like to ask some suggestions for a good gaming mouse but more focused on FPS games. My hand size is 19x9.5cm
I played MOBA (League/Dota) for almost 10 years now and I'm slowly trying to learn FPS games. I have almost zero to no experience in such games and now that I'm trying to learn them it's the first time that I ever heard there were different grip styles. I thought we all did it in our own unique way haha. I learned that I am a palm gripper but, I would be open to trying out claw and relaxed claw as I am learning from the ground up.
Hope to hear your suggestions in the comments! Thanks a lot
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2021.12.06 11:32 8amiul Frost For Facebook

Is Frost safe to use? Is there any issue about account disabled or something? And also please suggest a Facebook client.
submitted by 8amiul to fossdroid [link] [comments]


2021.12.06 11:32 P3et Aus dem Weg Geringverdiener!

Aus dem Weg Geringverdiener! submitted by P3et to aeiou [link] [comments]


2021.12.06 11:32 Anilitee [FOR HIRE] Chibi Commissions open, only 2 slots! Starting price is $100, more examples in the post, links in the comments.

submitted by Anilitee to artcommissions [link] [comments]


2021.12.06 11:32 Necessary_Pain5494 SantaBonk - 7% busd rewards | Chart is mooning | Great planned marketing strategy

SantaBonk!
Ho! Ho! Ho! Merry Christmas! SantaBonk is the latest BONK token on the Binance Smart Chain. It has a strong community who like to BONK and know how to slurp. Buy SantaBonk and hold to earn BUSD rewards every hour!
Tokenomics:
Supply 1,000,000,000
LP burnt
10% Tax

Every buy or sell transaction is taxed with a 10% fee., 7% of them are converted to BUSD and reward to holders, 2% is used for marketing. This is very important to increase or holders and new big investors. 1% we are going to use for increase the liquidity and stabilize the price.
With SantaBonk you are going to have huge BUSD rewards, so you is double benefit for you. Just holding if our token makes a x100 you win more!.
Side trivia - the contract ends in "beef". This was purely random and has nothing to do with the contract itself, but that's got to be a good omen!
Contract: 0x3fe191cb269f9beffb241b7e8413761363adaa04
👥 LINKS:
Buy Now: https://pancakeswap.finance/swap?outputCurrency=0x3fe191cb269f9beffb241b7e8413761363adaa04
LP Locked: https://deeplock.io/lock/0xD55155c77e2ca3677fa5Cf1338b3dc3E18B81010
Renounced Ownership: https://bscscan.com/token/0x3fe191cb269f9beffb241b7e8413761363adaa04#readContract
With the current hype of BONK tokens, we will aim to provide people the most secure place for them to invest. So here we have gone back to basics, and what we mean by that is - honesty, guaranteeing that you can secure the maximum amount of profit!
submitted by Necessary_Pain5494 to cryptostreetbets [link] [comments]


2021.12.06 11:32 AwKraq Wtf is wrong with me

Yes, a lot is wrong with me.
"I'm... Deeply in love with him. All of him. I want him to be happy, and to help him at least try to believe that he is something. I will devote myself to him, through dark and light alike. Even if he cannot love and breaks my heart, nobody will do it better. And I know he really does not mean to... He cares too much. Yet at the same time, he cares to the point where it hurts him. If he ever wanted to hurt me, I would be happy to let him. I would enjoy anything he desires for me. The pain would remind me of him, and I know it means he wants, cares for, and enjoys his control over me. Give me something, anything, to connect with you, master. I am here to love and serve you. Let me be your best friend, safe place, servant, pet, anything you need. Anything at all. Just allow me to remain by your side." I've longed to hear such words.
I want some cutie to be insane enough to give me the leash connected to her collar and say something like "I am yours now. Here to do as you'd like." Cuddle when I want. Watch me play games and play with me. Do your own thing and just exist near me. Tell me all about you and your problems. Let's deeply learn about each other. Let's combine love languages. I basically want to sit and pretty much do nothing, but with someone. Emotionally comfortable.
Let me fill in the blanks of your being and control what you will be for me. I want a submissive best friend and possession that wants to exist with and serve me, making me feel okay. In turn, I will care for them.
Is this what manifests when a crazy guy with crazy urges goes a crazy time without getting the crazy he chases and obsesses over? Yes. Yes it is.
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2021.12.06 11:32 LoXatoR My girlfriend left me

Hi guys,
I am completely shattered as today's been the worst day of my life. The day started out fine with my girlfriend (well, ex-girlfriend now 😢).
We had our usual routine of breakfast, got dressed and then I dropped her off at the mall where she works.
Next thing I know, I'm seeing her Instagram blow up with stories of some proposal and a wedding planner is involved and some security guy is making an appearance in the midst of it all.
Honestly at my wits end here, please help me out as I don't know what to do.
submitted by LoXatoR to dubai [link] [comments]


2021.12.06 11:32 JoukovDefiant Two Iraqi T-55 tanks destroyed during the Gulf War.

Two Iraqi T-55 tanks destroyed during the Gulf War. submitted by JoukovDefiant to DestroyedTanks [link] [comments]


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