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First Car, big commute, totally clueless about what car and finance model to choose, please help?

2022.01.20 16:21 penpaul First Car, big commute, totally clueless about what car and finance model to choose, please help?

Hi, I’m looking to buy my first car for my new job which will involve commuting up to/around 20k miles annually and am looking for some recommendations/ advice. Some context:
• I don’t have any real savings so I will need to use finance of some sort. • I plan on going travelling in 1-2 years (i.e. getting rid of the car). Even if I don’t go travelling I am also likely to receive the option of a company car at a similar point. My thinking then is that I don’t want to be tied into paying anything for much longer than a year unless there’s a way to pay it off without a big financial penalty. For these reasons, and because I want to minimise any loses through depreciation, my thinking is that I might be best getting a bank loan and paying for a second hand car using this. This way I have the option at the end of the year to sell a car which hasn’t lost too much value. I also read on here of people entering a pcp deal and then paying it off straight away within 14 days but I’m not sure if that’s a better idea (for instance if it allowed you to retain some perks that a dealer might offer or something).
• My brother is adamant that I should use hire purchase, and admittedly I haven’t much/any car buying experience, but it does seem to me to be the equivalent of paying rent vs paying a mortgage, with the obvious caveat of a car depreciating in value vs house increasing in value. Still, it seems obviously favourable to dealerships to offer this type of finance deals so they must be less preferable from a purely financial perspective.
• My commute will be mostly motorway/bypass.
• Ideally I’d like something that looks ‘sporty’, but am not hugely fussy on make/model or how many doors it has (I like the look of corsas for instance). So long as it’s comfortable to commute 2-3 hours a day in then I’m more concerned that I keep costs down.
• My family say I’m better getting something bigger and more comfy to drive in than some of the models I’ve been looking at, and whilst I want to take that on board I can’t help but think that surely there are a lot of comfortable to drive smaller cars with a better mpg rating. • I don’t care about having an overly flashy interior etc.
• Budget: I’m quite flexible on this, but I should be earning 26k minimum annually pre-tax and don’t have a lot of outgoings (though I’d guess a higher mpg is probably going to be quite important). Consequentially, I don’t mind paying say up to half my wage towards the car if it means I retain the majority of that value.
• I don’t want a car make/model that is likely going to run into a lot of mechanical problems and cost a bomb to fix.
So yeah I’m basically hoping for some suggestions about what to do in my situation. cheers
submitted by penpaul to CarTalkUK [link] [comments]


2022.01.20 16:21 msa57 Am I the only one that doesn’t fucking care what the new name is?

It’s probably going to sound terrible for at least a year no matter what it is, then we’ll get used to it and it’ll be fine. I get why it’s such a topic of discussion, I’m just tired of it.
submitted by msa57 to washingtonNFL [link] [comments]


2022.01.20 16:21 OneShotSheki Z490 water force Xtreme / X570S Master

I put together my first water-cooled PC about a year ago and went with the challenge of going with Z490 aorus water force Xtreme. It gave me a ton of issues, and honestly spent more time rebooting than actually using the dam thing.
After a year of just putting up with it, I went another water-cooled build and just reused everything except the motherboard and CPU.
I decided to go for another build because my friend found a 5000D airflow by a dumpster. Once he showed it to me, I knew I could fix the damages!
1st build MOBO - Z490 water force Xtreme CPU - i9-10900k Case - corsair 570X RAM - 4x8 Corsair vengeance pro SL GPU - EVGA 3070 FTW3 PSU - Phanteks Revolt 1200W plat Pump/Res - XD5 Fittings - EK Hose- (mixed) corsair clear soft tubing and EK black soft tubing Fluid - Corsair clear
2nd build Mobo - aorus master x570s CPU - Ryzen 9 5900x Case- 5000D RAM - 4x8 Corsair vengeance pro SL GPU - EVGA 3070 FTW3 PSU - Phanteks Revolt 1200W plat Pump/Res - XD5 Fittings - EK Hose- (mixed) corsair clear soft tubing and EK black soft tubing Fluid - Corsair clear
Highly encourage anyone hesitant to build a water-cooled Pc to give it a try. Super fun!
submitted by OneShotSheki to watercooling [link] [comments]


2022.01.20 16:21 BushsBakedBeans77 Smart Thermostat - Common Wire?

Smart Thermostat - Common Wire? submitted by BushsBakedBeans77 to askanelectrician [link] [comments]


2022.01.20 16:21 fivemincom Recommended Textbooks for Practicing/Reviewing

Hello, I'm trying to master the essentials of Chinese (simplified) such as the core vocabulary and grammar used in most conversations (somewhere around 70% would be good). I already have the very basics down from rudimentary Chinese classes and relatives but I was wondering which textbooks are recommended for more advanced learning from practical conversations to a college level/mostly fluent
submitted by fivemincom to ChineseLanguage [link] [comments]


2022.01.20 16:21 Bizarrmenian TIFU by thinking kissing can get you pregnant

Albeit this happened in the 9th grade, which was about 15 years ago (wow I’m getting old), it still haunts me to this day.
I was a kid who watched a lot of nudity online and was pretty aware about how to conceive a child. However, it never occurred to me that there was only one way to conceive.
I used to watch a lot of Three’s Company growing up in my household. It was a family favorite. There was an episode where Jack Tripper was making out with a girl on his couch, and the screen transitioned to black and continued with him on his couch setting a few days after. He received a call from that girl, finding out that she may be pregnant, to which Jack responded with “I thought i was careful.”
Now I never put two and two together that things happened in that transition and only assumed they kissed all night. This lead me to believe that you could also get pregnant from kissing.
Now for the fuck up: we’re in 9th grade health class, on the first day of school and class, where I ask the question “can you also get pregnant from kissing?”
The teacher laughed at me. The classroom laughed at me. The people in the other classroom started laughing too at the same time.
Of course my question got answered by everyone in class, and I was dubbed as “pregnant by kissing guy” throughout the next four years of high school. Some people who I still see today from high school always reference that as well.
TLDR: I asked if you can get pregnant by kissing and became a laughing stock of class.
submitted by Bizarrmenian to tifu [link] [comments]


2022.01.20 16:21 Klaxon5 Sounders FC Re-Signs Forward Will Bruin

Sounders FC Re-Signs Forward Will Bruin submitted by Klaxon5 to SoundersFC [link] [comments]


2022.01.20 16:21 MrFahrenheit007 [#6] Making the "worst" Killers album [Vote for Imploding the Mirage]

[#6] Making the Have All the Songs Been Written? comfortably wins this poll.
https://preview.redd.it/dqg9ubxx7wc81.png?width=1476&format=png&auto=webp&s=6f0cc575e713cd758dbf95d98f5debfe201187f8
Results so far:
  1. Everything Will Be Alright [HF]
  2. Uncle Jonny [ST]
  3. Neon Tiger [D&A]
  4. Heart of a Girl [BB]
  5. Have All the Songs Been Written? [WW]
  6. [from Imploding The Mirage]
  7. [from Pressure Machine]
  8. [from Sawdust]
  9. [from leftover B-sides, Deluxe Editions tracks, Direct Hits etc.]
  10. [from Don't Waste Your Wishes]
Link for the next poll: https://strawpoll.com/uxcb5bx14

https://preview.redd.it/c0iidgb48wc81.jpg?width=720&format=pjpg&auto=webp&s=0d8a547004500fb0a5b7156b3b284d6746df43d0
submitted by MrFahrenheit007 to TheKillers [link] [comments]


2022.01.20 16:21 Nognix-o1 Help w skeleton rider boss pls put sign in front of fog, souls would be nice too

Xbox Scholar edition Ms: 164255
submitted by Nognix-o1 to DarkSouls2 [link] [comments]


2022.01.20 16:21 raddit808t88 3.3V relay not switching from NodeMCU v3

I’ve build a garage door opener using a tutorial I’ve found on homebridge
In the tutorial, the user wired a NodeMCU v3 with pin D7,G and 3.3V to a 3.3V relay module.
I wasn’t able to order the exact same relay module as in his parts list, but tried two different instead (pictures attached)
But both of them can’t get triggered to switch by the board. The LED on the relay module lights up, but I can’t hear no click and the relay does not switch (checked with a meter)
In some other thread a user mentioned that esp8266 boards don’t have enough current on GPIO pins to trigger relays, even though the voltage is correct.
At first I thought I had a faulty relay so I ordered another one. But both only have the led light up.
submitted by raddit808t88 to esp8266 [link] [comments]


2022.01.20 16:21 StokaraGhost Jadoo Freestyle

Jadoo Freestyle submitted by StokaraGhost to AdvertiseYourVideos [link] [comments]


2022.01.20 16:21 Vexra Any good shops for big people?

I’m visiting Canberra this weekend and was going to visit the big and tall store in civic only to learn that it had closed.
At 2 meters tall and carrying considerable bulk this was very sad news for me. Can anyone recommend and clothing stores for the tall and portly gent? I’m not looking for anything fancy some t-shirts and Plain black Polo’s mostly
submitted by Vexra to canberra [link] [comments]


2022.01.20 16:21 TRAKRACER Why did a co-worker that I share a file cabinet with report me to HR.

She accused me of reaching inside her drawers without her permission.
submitted by TRAKRACER to Jokes [link] [comments]


2022.01.20 16:21 GeckoGamingXD So I went on my ironman to do a couple jerry boxes (broke ironman coop rn)

So I went on my ironman to do a couple jerry boxes (broke ironman coop rn) submitted by GeckoGamingXD to HypixelSkyblock [link] [comments]


2022.01.20 16:21 blckphntr4241 Any suggestion for upgrade?

Any suggestion for upgrade? submitted by blckphntr4241 to fut [link] [comments]


2022.01.20 16:21 artizin Replacement for Denatured alcohol?

I bought some Zinsser BIN Shellac Based Primer to seal up the wood paneling in my house, before we primer and paint it. Reading the back, after I had made it home with the product, I realized that I either need Denatured Alcohol or Ammonia and water for clean up. Denatured Alcohol was banned in my state three years ago ( CA) US. Does anyone know of a viable replacement? Any advice is appreciated.
submitted by artizin to paint [link] [comments]


2022.01.20 16:21 crispychickinwing Anyone else have cactus tattoos?

Anyone else have cactus tattoos? submitted by crispychickinwing to cactus [link] [comments]


2022.01.20 16:21 RegExrBot Underdog Soda Vinyl Figure now available at Entertainment Earth

Underdog Soda Vinyl Figure now available at Entertainment Earth submitted by RegExrBot to funkopop [link] [comments]


2022.01.20 16:21 drose456 This sub dead

This sub dead submitted by drose456 to Jenn_Classy [link] [comments]


2022.01.20 16:21 Designer-Ad-2756 Since he posted almost the same caption as Em for the SB promo before Em posted it, this looks like a mmlp3 confirmation to me

Since he posted almost the same caption as Em for the SB promo before Em posted it, this looks like a mmlp3 confirmation to me submitted by Designer-Ad-2756 to Eminem [link] [comments]


2022.01.20 16:21 spenny1111 Batch has been in primary for about half a year, but some stuff started showing up on the top. Is this mold? Can it be saved? I can just dump out the black stuff, right?

Batch has been in primary for about half a year, but some stuff started showing up on the top. Is this mold? Can it be saved? I can just dump out the black stuff, right? submitted by spenny1111 to mead [link] [comments]


2022.01.20 16:21 billbrasky___ Who dey!

Who dey! submitted by billbrasky___ to nflmemes [link] [comments]


2022.01.20 16:21 Bass-Unfair Missed the drop! Fradon PM2 ! Anyone buy a seller,

submitted by Bass-Unfair to spyderco [link] [comments]


2022.01.20 16:21 juxtaposezen Fed releases long-awaited study on a digital dollar, but doesn’t take a position yet on creating one

Fed releases long-awaited study on a digital dollar, but doesn’t take a position yet on creating one submitted by juxtaposezen to CryptoCurrency [link] [comments]


2022.01.20 16:21 Affectionate-Ad4905 Ubisoft connect not working

I can’t sign in to Ubisoft connect it just says an error occurred and try again later does anyone know how to fix it or is it happening to other people to
submitted by Affectionate-Ad4905 to RainbowSixExtract [link] [comments]


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